Planning to Retire Soon!

If you are planning to retire in the Philippines soon, I suggest you visit several excellent websites on pro's and cons of retiring in the Philippines. However if you want to retire in the provinces, where life is simple, standard of living cheaper, less traffic congestion and pollution, availability of fresh seafood and vegetables compared to the big cities, my island province is the place for you! If this is your first time in my site, welcome. Some of the photos and videos on this site, I do not own. However, I have no intention on the infringement of your copyrights. The photo above is the front yard of Chateau Du Mer- Our Retirement Home in Boac, Marinduque, Philippines

Monday, November 21, 2022

Does It Matter where you Go to College?

My Youngest Grand Daughter, Carenna Katague Thompson (CKT) with her Lola's reversible leather-mink jacket and Leif. Carenna is freshman at ESIA, GWU.   

Does it Matter Where you get your Degree regarding your financial success and personal satisfaction? To some degree the answer is yes, but for some this is not a high priority.  Students have different needs and goals in life. The degree of financial success depends on the goals and needs of the person.  However in my case going to a top ranked university in the Philippines( UP) for my bachelor degree in Chemistry and my Master's and Ph.D degrees from the University of Illinois here in the US gave me personal satisfaction I will always cherish as long as I live.

Last September my youngest grand daughter( Carenna Katague Thompson) went to college at one of the highly prestigious but expensive university in the US(GWU-ESIA). She had several options where to apply and was accepted in another university less prestigious and cheaper than ESIA, GWU. But she choose GWU where she will be pursuing her bachelor's degree in International Affairs and National Security in the next 4 years. I also know of a few relatives going to less ranked and prestigious school compared to ESIA. So I was curious if it really matters where you go to college. I did some search and the site at the bottom of the page answered my question. However, there are other articles that disagree.     

In a recent study (2020) of working recent college graduates, the authors found that recent grads from higher-ranked universities outperformed their peers from lower ranked universities to a limited degree. This research is useful for hiring managers who need to carefully consider the worth of the increase in performance for the firm. For some companies, the difference between a hypothetical graduate from an “average” vs. “top” university may be well worth the extra pay that these candidates typically receive. Yet, for others the added cost may not result in a positive return on investment and, thus, may not be justified. All in all, the authors find that hiring graduates from higher-ranked universities would lead to a nominal improvement in performance, but that employers can get a much better deal by hiring the “right” students from lower-ranked institutions, than “anyone” from better-ranked institutions.https://hbr.org/2020/09/graduates-of-elite-universities-get-paid-more-do-they-perform-better

Does it really pay to go to an elite university, financially speaking?  Researchers have been investigating this issue since at least the 1980s. And their findings tend to show that when it comes to future earnings, where you go to college counts.

https://www.theatlantic.com/business/archive/2012/05/does-it-matter-where-you-go-to-college/257227/

But not all students are guaranteed success attending a top rank school. A school that fits the student needs is recommended as explained in the following article.

Why is a university that fits your needs better than a top ranked one?

Because university tops are so popular there’s a tendency – particularly in the USA – for students (and parents!) to assume that going for a Bachelor’s at a top ranking university is the best choice they can make.  However, the new Stanford study has found otherwise.

The study reveals that high school graduates care more about their learning, well-being and future job satisfaction (professionally and financially).  And rankings often don’t give any guarantee that you will achieve this by going to a reputed university.

Denise Pope, a senior lecturer at Stanford’s Education School, explained, "Research tells us that the most successful students, both in college and beyond, are the ones who engage in the undergraduate experience regardless of how selective a school may be. This is almost always the case whether a student attends the top-ranked or 200th-ranked college."

Also, a few Gallup surveys say that what students like you value more is nor reputation, but rather having professors who cared about them and who made them more interested in what they were studying.

The Stanford report’s advice is that there’s no one-size fits-all when it comes to searching and choosing the right college. Ranking criteria are only working for a minority of students, but misdirect most others.

The report adds that “rather than choosing a school based primarily on a flawed scoring system, students should ask whether they will be engaged at the college in ways that will allow them to form strong relationships with professors and mentors, apply their learning via internships and long-term projects, and find a sense of community.”

https://www.bachelorsportal.com/articles/2700/why-studying-a-bachelors-degree-at-a-top-ranked-university-is-not-for-everyone.html 

 Here's a list of the top 100 university in the US.

https://www.google.com/search?channel=fs&client=ubuntu&q=list+of+top+ranked+universities+in+usa&ibp=htl;splinter&sa=X&ved=2ahUKEwiFroXI2tj5AhWpLEQIHa8ACNYQiYsCKAJ6BAgCEBU#htivrt=splinter&htidocid=AKSINxpvAO4AAAAAAAAAAA%3D%3D&fpstate=tldetail 

 


Here's GWU national ranking (#63)and higher rankings based on degree specialty

https://www.usnews.com/best-colleges/george-washington-university-1444/overall-rankings 

GWU is in the top 10% of the country for international relations. More specifically it was ranked #22 out of 291 schools by College Factual. It is also ranked #2 in District of Columbia

During the 2019-2020 academic year, George Washington University handed out 538 bachelor's degrees in international relations and national security. Due to this, the school was ranked #1 in popularity out of all colleges and universities that offer this degree. This is a decrease of 17% over the previous year when 647 degrees were handed out.

In 2020, 334 students received their master’s degree in international relations from GWU. This makes it the #3 most popular school for international relations master’s degree candidates in the country.

Have a Happy Thanksgiving to All!



 

Friday, November 18, 2022

Are You Interested In Other Religious Holidays Besides Your Own?

The 2022-2023 Christian, Jewish and Islamic Holiday Days Calendar

In my recent posting ( Carenna's being spotlighted in the school newsletter), I mentioned that the Elliott School Staff Newsletter printed the 2022-2023 Religious Holiday Calendar that I found interesting.  If you are not narrow-minded or a religious bigot, you may also found this list informative. A Lot of these Holidays, I have not heard before. However since I am a Christian Roman Catholic, I am familiar with all Roman Catholic Feast Days listed in the calendar below. Let me know if you find this list interesting and Informative. 

2022 - 2023 Religious Holiday Calendar

Ashura
August 7 - 8
Sundown Sunday-Sundown Monday
Faith: Islamic

Feast of the Assumption (Holy Day
of Obligation)
August 15 Monday
Faith: Catholic

Krishna Janmashtami
August 18 - 19 Thursday - Friday
Faith: Hindu

Paryushana
August 24 - 31 Wednesday-Wednesday
Faith: Jain

Installation of Scriptures of Guru
Granth Sahib
September 1 Thursday
Faith: Sikh

Onam
August 30 -September 8
Tuesday-Thursday
Faith: Hindu

Ganesh Chaturthi
August 31 Wednesday
Faith: Hindu

Rosh Hashanah
September 25 - 27
Sundown Sunday - SundownTuesday
Faith: Jewish

Navratri
September 26 - October 5
Monday - Wednesday
Faith: Hindu

Meskal
September 27 Tuesday
Faith: Ethiopian Orthodox Christian

Yom Kippur
October 4 - 5 Sundown Tuesday-
Sundown Wednesday
Faith: Jewish

Dussehra (Dasara)
October 5 Wednesday
Faith: Hindu

Mawlid-an-Nabi
October 7 - 8
Sundown Friday-Sundown Saturday
Faith: Islamic

Sukkot
October 9 - 16
Sundown Sunday- Sundown Sunday
Faith: Jewish

Shemini Atzeret
October 16 - 18
Sundown Sunday- Sundown
Faith: Jewish

Simchat Torah
October 17 - 18
Tuesday Sundown Monday-Sundown Tuesday
Faith: Jewish

Deepavali (Diwali)
October 24 Monday
Faith: Hindu

Bandi Chhor Divas
October 24 Monday
Faith: Faith: Sikh

Jain (Gajarati) New Year
October 26 Wednesday
Faith: Jain

Birth of Báb
October 25 - 26
Sundown Tuesday- Sundown Wednesday
Faith: Baha’i

Birth of Bahá’u’lláh
October 26 - 27
Sundown Wednesday- Sundown Thursday
Faith: Baha’i

All Saint’s Day (Holy Day of Obligation)
November 1 Tuesday
Faith: Christian/Catholic

Guru Nanak’s Birthday
November 8 Tuesday
Faith: Sikh

Day of the Covenant
November 25-26 Sundown Friday- Sundown Saturday
Faith: Baha’i

Bodhi Day
December 8 Thursday
Faith: Buddhist

Immaculate Conception (Holy Day
of Obligation)
December 8 Thursday
Faith: Catholic

Hannukah/Chanukah
December 18 - 26
Sundown Sunday- Sundown Monday
Faith: Jewish

The Nativity of Our Lord//Christmas(Holy Day of Obligation)
December 25 Sunday
Faith: Catholic/Christian

Epiphany
January 6 Friday
Faith: Christian

Feast of the Nativity (Eastern Orthodox
Christmas)
January 7 Saturday
Faith: Eastern Orthodox Christian

Pongal/Sankranti
January 15 Saturday
Faith: Hindu

Timkat
January 19 Thursday
Faith: Ethiopian Orthodox Christian

Guru Gobind Singh’s Birthday
January 20 FridayFaith: Sikh

Meanwhile enjoy this photo from my album.


 

 

Wednesday, November 16, 2022

Introducing My Filipino-American Home Care Aide

 

Doris chopping onions and green papaya for the Chicken Tinola and Ginataan Dishes  

Today is the second day of my Home Care Aide services via the Golden Years Home Care Agency of the Sacramento Area. This morning I noticed she was in front of the house 15 minutes early. In her first day last week, she cooked Chicken Afritada and did light housekeeping with a good attitude. She is very industrious. Although she is 76 years old, she moved like a 65 year old and still active/capable to do light housekeeping. This morning she help me cook some banana/blueberry pancakes using my newly purchased pancake maker. 

Her assignment today is to prepare two chicken dishes. She is exempted from light housekeeping since my 2 cleaning ladies will be here later in the afternoon.  The first dish is Chicken Tinola ( soup with baby bok choy and green papaya). The second dish is Adobo na Manok sa Gata ( Chicken in Spicy Coconut Milk with Green Papaya).   

Her name is Doris Penas. She is a widow with 4 adults children and several grand children all residing in the Sacramento Area. She came to the US when she was 21 years old and settled with relatives in the Yuba City Area. She was born/raised in Pampanga, Philippines.  Later she married an Anglo-American with Indian ancestry and 7 years after their marriage they were divorced. Her oldest child was only 5 years old at that time.

Today she lives with her married son and daughter-in-law in Sacramento. She works because she is bored staying at home and also to be away from her daughter-in -law during the day. She told me it is sometimes hard to get along with her daughter-in-law but tries her very best not to create tension in their daily lives ( pakisama). 

I have not used her driving services. However she told me, she is familiar in driving long distances and in big cities like San Francisco and Los Angeles. Her eyes is still great and she is not wearing any glasses except for reading.   I am rating her 4 star as of today.  

Today, 11/16 is Doris second day of service. She cooked me breakfast ( Pinoy sausage and scramble eggs with tomatoes/sweet onion. With her own initiative she started cleaning the glass sliding door in the Family room. A 5 star work ethic! 

Looking forward for her future services.

Sunday, November 13, 2022

Ditas and Carenna Enjoying the Sights, Sounds and Taste of NOLA

New Orleans. Louisiana is oftentimes called NOLA ( short name). The last couple of days Ditas and Carenna have been enjoying the sights, sounds and taste of NOLA. 

Ditas and Carenna posted a few pictures at Brennan's ( French Quarters, New Orleans) in Ditas Face Book Page. In one of the photos they have ordered Oysters and Banana Foster.

The photos reminded me that in the late-1970's Macrine and I were in that same restaurant. We also ordered Oysters and Banana Foster. Pleasant Memories, Indeed!  https://lifeinus1960present.blogspot.com/2015/12/23-places-in-us-that-macrine-and-i-had.html  

Here are some photos, makes me hungry. I wish, I was there with them.

 






For details and history of this restaurant and its branches, visit their website as follows:

https://www.frenchquarter-dining.com/restaurants/

Meanwhile, enjoy these 2 photos of the lobster dinner I had the other day



 


 

Saturday, November 12, 2022

My Reviews of the Golden Years Home Care in the Sacramento Area

 


The other day I sign in officially for the home care services of Golden Years Home Care Agency in the Sacramento Area.  At the pre-sign up I rated the agency a 2 Star out of 5 ( reasons explained in the bottom of this article). After the first day of service, My ratings went up to a 3 Star. The following communication and my reviews as well as response from the agency describes our communication saga and my experiences with the signing process, communication issues and other concerns. I hope my reviews will help other prospective clients in deciding what home care agency to use for their Home Health and Care needs for themselves and/or their immediate families. Here are reprints of my reviews and response from the agency.

First Review: The last couple of weeks, I had discussions both phone and in person regarding my request for a home care aide to help me with light housekeeping and transportation services for doctor appointments and local errands. I requested that I prefer an aide of Filipino ancestry. I was told they have one available. I was happy to sign up but my other requirement is first I like to talk or meet this aide in person even just for a few minutes or talk in the phone. I was told this was not allowed. I have to sign first with 2 weeks advanced payment of $840 before I could see the aide who is a complete stranger. The reps of the agency after talking to her management and I agreed that I will pay $50/hr in advance for a pre-sign up meeting up to 120 minutes before I officially sign for the service. Today, I have not heard when this aide and I will meet for our first meeting. On another subject the telephone service recording of the company is confusing on the hours the agency is open.

The next day after this review was published, the agency rep called me that she finally have scheduled the pre-meeting with the aide, but required that I pay the $50 by telephone by a credit card.  After assuring me that my card is safe we scheduled the pre-meeting on Monday, 11/7 at 3:30PM. After talking to the Aide for 5 minutes I officially signed for the service. The first day of service was on 11/9 from 9AM to 3PM. That same day I received the following e-mail.
 
Response of Golden Years Management:
 
Hello Mr. Katague,
 
My name is Carrie. We spoke the first day you inquired about care services. I wanted to reach out to you due to a few things that were brought to my attention.

An office staff shared that you were trying to reach us and having some challenges doing so. Per our Handbook that you received it states that our office hours are 10am to 4pm. After hours and on weekends we have staff that monitor our phones. You are also given the opportunity to text us on our main number prior to our opening hours and after hours. That number is our same main office number, 916-333-0383. We do request that all communication be done through our main office phone number and not facebook. Any concerns and questions should be communicated through our main office. Tessa is also the care coordinator who assisted in setting up your care and will be the main contact for you to discuss any changes.

Regarding your concerns about care, as a care service agency we want you to have the best care experience possible. Per our initial conversation prior to you signing up for care services with us you requested a philloppino* caregiver, which we were able to provide. If she is not to your liking we can provide you with another caregiver. However, Golden Years can not promise a caregiver of a specific ethnicity/culture. Golden Years can promise to provide you with a caregiver that can provide the care requested. If you are not happy with our services it might be best to find another care agency or service. 

Thank you for choosing Golden Years
Carrie/Care Operations Supervisor

Golden Years In-Home Senior Care
Office #: 916-333-0383

 * Misspelled: Filipino is the correct spelling. Others: Pilipino, Pinay, Pinoy, Fil-Am, Filipino-American and Americans with Filipino ancestry.

 My Response to the Above E-mail:

Carrie, so far I am happy with your services. I have changed my rating of 2 star to 3 star. Yesterday, was my first day of official service. It appears that I will rate your company 4 to 5 Star if the service of your Filipino- American employee remain the same. You do not like my FB messages. I find it easy to communicate in FB compared to your main tel no, that is open only from 10-4 MF.   If you do not want clients to communicate in FB why have a FB page? Looking forward to a productive/transparent service from your agency.

PS: The main reason why a 2 Star: Your policy of not allowing Prospective clients talk or meet in person before official sign in is unreasonable. I also would like to know what is your agency policy on requiring your aides to have a 2nd Covid-19 booster shot?  As of this writing date, I have not received an answer to my question  

Here's the website of Golden Years Home Care Agency for more details:

https://www.goldenyearsinhome.com/

 

Wednesday, November 9, 2022

The Current Status of Home Health and Care in California

Differences Between Home Health and Home Care-I just need Home Care

Today, I started hiring a Home Care Aide through an agency, Golden Years, to help me with light housekeeping and minor transportation services. After 2 weeks of questions from four local agencies recommended by Agingcare.com and requesting for a Filipino-American Aide, I was able to find a 76-year Filipino-American home care aide. The agency has over 100 aides but only one Filipino-American.  She is 76 years old but still strong to do vacuuming and light housekeeping. Moreover, she can drive me to my medical appointments, haircut and once a month to the bank. She can drive me to the grocery store, but since, I purchased my groceries on-line ( Doordash, Caviar, Grubhub, Shef.com) this will not be needed. She comes on Monday and Wednesday from 9:00AM to 3:00PM. I pay the agency $35 per hour, but the aide is getting paid 40% of that* (verified by the aide). The major house cleaning is done by my two cleaning ladies every month. During the official hiring process the manager of Golden Years and I talk about the crises and current status of the home health care business here in California. Thus this blog.   

"In California, millions of older adults and people with disabilities get help at home with bathing, eating and cleaning, allowing them to stay in a familiar setting. Demand for these services is expected to only surge over the next decade, as the youngest of the baby boomers enter their 60s and 70s.

But the home care industry’s status quo is untenable, according to a new report by the UCLA Labor Center. Home care is prohibitively costly for many families who need the services. At the same time, the industry, which employs an estimated 700,000-plus workers, is underpaying many of them — leading to high rates of turnover and labor shortages.

Many caregivers — predominantly women of color — are not earning a living wage or receiving medical benefits, let alone able to accrue any savings.

UCLA’s survey of 500 caregivers found the median hourly rate was $14.50, while those paid a flat rate earned a median of $9.17 an hour. In one of the state’s worst-ever wage theft cases, ( see bottom of page) many members of a mostly Filipino work force at a “board and care” chain were making as little as $2.40 an hour.

Tess Sattar, who organizes with the Pilipino Workers Center, said home care workers such as herself are used to being “discriminated against, violated and exploited because of being immigrants and women of color.”

“When we get sick, we have to stay home,” Sattar said. “No work, no pay — but we have no choice. In my case, I need a job to support myself and my family.”

Researchers also surveyed more than 100 employers, including families who hire caregivers for loved ones. Lian Hurst Mann's mother needs round-the-clock care, but Mann can only afford to pay for 40 hours a week.

Mann said she and her daughter are “exhausted” providing care the rest of the time and would like to add more home care hours. But Mann said she is committed to paying the home care worker a living wage, overtime, sick leave and bonuses, under guidelines she’s following from The Hand in Hand Domestic Employers Network.

“That is a lot for us,” Mann said. “Yet for [the home care worker], it’s her entire livelihood. Like most private employers, we wish we could pay more to her — even more.”

One idea that employers such as Mann are lining up behind: a publicly-funded, long-term care program that would serve households across income brackets. Of the employers surveyed by UCLA, 85% said they would support a 1% income tax to finance the program.

“A program like this will dramatically change the landscape of home care in this state,” said Lucero Herrera, a senior research analyst with the UCLA Labor Center.

Help For Long-Term Care Is Limited

Currently, California’s only publicly supported long-term care program is restricted to residents with very low incomes. But long-term care advocates are hopeful the state will model a program after one in Washington state, which uses a .58% payroll tax, but has been slow to get off the ground. State Assembly member Eloise Gómez Reyes (D-Colton) has introduced a bill that would create a board to oversee and manage funds generated by a similar tax.

Aside from a payroll tax, UCLA researchers are recommending that more be done to connect those who need home care with caregivers, home care agencies, and board-and-care facilities, also known as residential care facilities for the elderly.

“The lack of infrastructure leaves consumers struggling to find workers and manage a work relationship with them,” Herrera said. “And it makes it hard for workers to access and know their rights.”

The report also recommends that the government set higher standards for agencies and facilities with regard to wages and worker protections; investing in home care worker co-ops that will prioritize the treatment of its members; and providing education for employers so they can understand their obligations to staff, as well as for workers so they become familiar with labor laws.

Assembly member Adrin Nazarian (D-North Hollywood), who chairs the Assembly’s Aging and Long Term Care Committee, said he has asked for tens of millions of dollars in the upcoming budget year for initiatives such as providing education to more caregivers of patients with Alzheimer's and dementia, and expanding training programs for home health aides".

https://laist.com/news/health/millions-of-californians-need-home-care-industry-in-crisis-ucla-labor-center-report 

*Wage Theft Is A Problem In Elder ‘Board & Care’ Homes — And Caregivers Of Color Are Bearing The Brunt

https://laist.com/news/health/wage-theft-elder-board-and-care-homes-caregivers-filipino

Meanwhile enjoy this photo from my collection;


 

 

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